File Bankruptcy for FREE

  • You Pay Nothing to File – Not Even a Filing Fee

  • We even write a check for your filing fee to ensure you pay nothing to file

  • After you don’t have to pay your other creditors, you just pay us back, interst free, at $246 a month

If you want to pay up front, our fees are $1995.  But nobody pays up front because they don’t have $1995.  We understand that.  So we cover the $1995, we pay your court costs, your credit report, we even write a check for your filing fee.  That way you literally pay no money to file.  After that, when you don’t have to pay anyone else, you just pay us back, interest free, at $246 a month.

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Leading Bankruptcy Attorneys In Arizona

Dealing with Unmanageable Debt?

Get a Fresh Start With Our Arizona BK Lawyers Today

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Start Your Journey to Financial Freedom TODAY – Zero Money Down, Zero Worries!

Dreaming of a debt-free future? At [Your Law Firm Name], your path to financial freedom begins with a bold promise: Zero Money Down. We get it – $1995 upfront can feel like an insurmountable hurdle. That’s why we’ve shattered this barrier, allowing you to take control of your financial destiny without any initial payment.

We Cover ALL Costs: Imagine a world where you pay NOTHING to file for bankruptcy. We make it a reality. We cover your $1995 in fees, your court costs, and even write the check for your filing fee. Yes, you heard it right – zero dollars out of your pocket upfront.

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Worried about the costs piling up? Don’t be.

With us, there’s no need to fret about court expenses or credit reports. We take care of it all, ensuring you focus on your fresh start, not on the bills.

Pay Absolutely Nothing to File: With our unique approach, you literally pay nothing to file. No hidden fees, no unexpected expenses. We’ve got you covered from the beginning, so you can embark on your debt-free journey with confidence.

Zero Interest, Zero Pressure: Unlike traditional models, we don’t charge you interest. After filing, when you’re finally free from paying other creditors, you pay us back at a manageable $246 a month. It’s a stress-free, interest-free approach designed to fit your budget.

Your Financial Freedom, Your Pace: Your journey to financial freedom shouldn’t come with pressure. We understand everyone’s situation is unique. That’s why we work with you to ensure your repayment plan fits seamlessly into your life, allowing you to reclaim control at your own pace.

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Bankruptcy Is a Fresh, New Beginning, Not An Ending

Beware of Debt Settlement Schemes: Don’t Fall Victim to Empty Promises

  • The Stop-Payment Trap: Debt settlement companies often advise you to halt payments on your credit cards, leaving you vulnerable to escalating interest rates and mounting debt.
  • The Half-Truth Settlement: After letting your debt skyrocket, these companies may attempt to negotiate a settlement for the original amount.
  • The High Cost of ‘Help’: Debt settlement firms charge you up to 30% of the settled amount for their services.
  • The Credit Consequence: Contrary to their claims, debt settlement damages your credit score significantly, often more than filing for bankruptcy.

At our firm, we believe in empowering you with honest, transparent solutions. We understand the allure of quick fixes but caution against the pitfalls of debt settlement scams. Instead, we offer personalized strategies tailored to your unique situation.

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Our Clients’ Testimonials

Arizona Bankruptcy Attorneys With 5-Star Rated Reviews

Arizona Bankruptcy Attorneys With 5-Star Reviews On Google
Arizona Bankruptcy Attorneys With 5-Star Reviews On Three Best Rated
Arizona Bankruptcy Attorneys With 5-Star Reviews At Best Of Las Vegas

Easy process and we filed the same day. What a difference it has made in our life. We started rebuilding our credit the very next month with their payment plan! I’m happy, my husband is happy, and we owe it to Bankruptcy Law Network.

100% Guaranteed Client Satisfaction

Sara Finch | Phoenix, AZ ★★★★★
Happy Client Review

“ Thank you so much! I wish I had contacted them sooner. The stress prior to the BK is way bigger than the actual filing. I truly appreciate their help and will recommend them to anyone who needs their help!

Bryan Stevenson - Phoenix, AZ
★★★★★

“ The legal team at Bankruptcy Law Network really DID give me and my family a fresh start. It’s amazing how fast debts can pile up when you least expect it. Thank you so much everyone!

Carol Johnson - Phoenix, AZ
★★★★★

Need a Fresh Start?

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Frequently Asked Questions About Bankruptcy Law

Bankruptcy is an action taken by individuals who owe money to creditors and can no longer continue to make their payments. It liquidates most of their debts and restructures the remaining payment plan to give them a fresh start.

In order to file bankruptcy, your income must be less than the median income for Arizona for your family size, or you must pass the Means test. The Means test is based on your income and expenses, and uses a formula to determine who may qualify to file bankruptcy.

Bankruptcies are considered public record, but are not advertised. Anyone can call the court and ask if you have filed bankruptcy, but filings are not published in a newspaper for all to see. The only people notified of your bankruptcy are your creditors or anyone you choose to tell.

It depends on the type of business you own. Some corporations are independent of their owners, which means that a personal bankruptcy filing will not affect the business itself. However, it can affect a partnership claim. Discuss your concerns with your attorney!

Yes, filing either type of bankruptcy will have a negative impact on your credit score. A Chapter 7 bankruptcy remains on your credit reports and affects your credit scores for 10 years, while a Chapter 13 bankruptcy affects your reports and scores for 7 years.

In most situations, debtors who file bankruptcy will get to keep their house and vehicle if they are current with the loan payments. In a Chapter 7 bankruptcy, you will continue making payments on the house or car.

There are a variety of assets exempt from bankruptcy filings including retirement accounts, unemployment benefits, money earned after filing bankruptcy, money received for alimony and child support, personal items, household goods, wildcard exemptions, and property such as your house or car.

Once bankruptcy has been filed, the automatic stay goes into effect. This puts an immediate stop to all collections efforts including contact of any kind from creditors, wage garnishment, repossession, foreclosure, and more.

As long as your spouse is not a co-signer or legally liable for any of the debts involved in your bankruptcy claim, they will not be affected by you filing for bankruptcy. Their credit score will remain the same and the bankruptcy will not show on their credit reports.

Yes, the automatic stay goes into effect against all types of collections efforts. This includes most civil lawsuits. If you have a lawsuit filed against someone else at the same time your bankruptcy case is filed, the lawsuit will be considered an asset of your bankruptcy estate.
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